The Discover it® Cash Back card is a good credit card that’s worthwhile for people with a credit score of 700+ who want a $0 annual fee and a high cash back rewards rate. Discover it® Cash Back offers up to 5% cash back on purchases in bonus categories, and Discover will match the rewards you earn the first year.
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Why is Discover not widely accepted?
Why isn’t Discover as widely accepted as Visa or Mastercard? Discover is a direct-to-consumer issuer, meaning that it doesn’t partner with banks that help promote and distribute its products.
Why is Discover card so good?
Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match. Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.
Is it better to get a Visa or Discover card?
In comparison to Visa, Discover cards are accepted at more than 48 million locations. The reality is that there are more destinations worldwide where Discover cards aren’t accepted, whereas you’ll almost always be able to use a Visa in places where credit cards are accepted.
Which card is better Capital One or Discover?
Discover credit cards can be a better choice for credit newcomers since they are easier to upgrade and come with a free FICO Score. Capital One, on the other hand, is the only one that offers a premium travel credit card with luxury perks.
Is Discover card good to build credit?
Paying the security deposit on a secured card might not appeal to everyone at first, but the Discover it® Secured Credit Card could be one of your best options for building or rebuilding your credit. It reports to the three major consumer credit bureaus and offers plenty of useful features, all with no annual fee.
Do people still use Discover card?
How widely accepted are Discover Cards? Discover is accepted nationwide by 99% of the places that take credit cards. And around the globe, the Discover Global Network offers acceptance in 200 countries and territories.
Why is Discover card so hard to get?
Recent credit inquiries: A high number of credit applications also makes you a riskier applicant. You could have trouble getting a Discover credit card if you’ve applied for multiple credit cards or loans recently, even if you weren’t approved for some of them.
How many credit cards should you have?
If your goal is to get or maintain a good credit score, two to three credit card accounts, in addition to other types of credit, are generally recommended. This combination may help you improve your credit mix. Lenders and creditors like to see a wide variety of credit types on your credit report.
Where can you not use Discover?
One major national chain outlet that doesn’t accept Discover at any outlets is Costco, which only honors one credit card brand at its members-only warehouse stores, tire centers and gas stations. In 2016, Costco ended a 16-year partnership with American Express, and it currently accepts only Visa cards.
Does Amazon accept Discover Card?
Amazon Pay accepts credit and debit cards. Credit cards currently accepted include Visa, Mastercard, Discover, American Express, Diners Club, and JCB. The Amazon.com store card is available for use with selected merchants. In some circumstances, you might be limited to using Visa and Mastercard credit cards.
Why is AMEX better than Discover?
Amex offers no-annual-fee cards, as well as travel products that cost hundreds of dollars a year. None of Discover’s credit cards have annual fees. Rewards. Amex offers a few cashback cards.
Why is Visa better than Discover?
Visa is accepted at virtually every merchant in the world who takes credit cards, in 200+ countries and territories. Discover is accepted in 200+ countries and territories, but many of those places only have a small number of merchants who will accept Discover.
What credit score is needed for Discover it card?
Credit needed
In order to qualify for the Discover it miles card, you’ll need a good or excellent credit score. Like the Discover it Cashback card, this means you’ll want a credit score of 670 or above.
Which credit card is considered the best?
Who uses Discover card?
Myth: Most merchants don’t accept Discover.
Reality: According to a February 2022 Nilson report, 99 percent of U.S. merchants that take credit cards accept Discover credit cards.
Can I use my Discover card at Costco?
All Visa Cards. The Costco Anywhere Visa® Card by Citi. MasterCard. Discover Cards (Including JCB and Diners Club)
Which card is better Quicksilver or Discover?
Since there’s no cap on the amount of rewards you can earn and get matched, the Discover card is the clear winner here. However, if you want a straightforward, predictable welcome bonus — or if you don’t think you’ll earn at least $100 in cash back by the end of your first year — the Quicksilver is your card.
References:
- https://wallethub.com/d/discover-it-credit-card-801c
- https://www.creditdonkey.com/discover-it-review.html
- https://www.fool.com/the-ascent/credit-cards/articles/where-can-i-use-my-discover-card/
- https://www.forbes.com/advisor/credit-cards/best/discover/
- https://www.bankrate.com/finance/credit-cards/pros-and-cons-of-discover-vs-visa/
- https://www.lendingtree.com/credit-cards/articles/capital-one-vs-discover/
- https://www.creditkarma.com/credit-cards/i/discover-it-secured-credit-card-review
- https://www.discover.com/credit-cards/card-smarts/discover-cards-acceptance/
- https://www.nasdaq.com/articles/why-you-may-not-get-approved-for-a-discover-card-even-with-an-800-credit-score-2021-01-12
- https://www.equifax.com/personal/education/credit-cards/how-many-credit-cards-should-i-have/
- https://www.experian.com/blogs/ask-experian/where-can-i-use-my-discover-credit-card/
- https://pay.amazon.com/help/201754650
- https://www.finder.com/american-express-vs-discover
- https://wallethub.com/answers/cc/discover-vs-visa-2140663845/
- https://www.cnbc.com/select/what-credit-score-do-you-need-to-get-a-discover-it-card/
- https://www.bankrate.com/finance/credit-cards/todays-best-credit-cards/
- https://www.discover.com/credit-cards/card-smarts/busting-common-myths-about-discover-cards-acceptance/
- https://customerservice.costco.com/app/answers/detail/a_id/719/~/what-payment-methods-are-accepted-at-costco%3F
- https://www.bankrate.com/finance/credit-cards/capital-one-quicksilver-vs-discover-it-cash-back/
